Pennsylvania Offers Free Medicare Plan Comparisons

Older adults can now access unbiased guidance to navigate Medicare coverage options during the current open enrollment period.

Updated on Oct. 20, 2026 in Senior Health

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Pennsylvania residents can now access free, unbiased Medicare plan comparisons through the PA MEDI program to better navigate complex coverage options. AI Illustration. Upload story photo >

Live Poll

Do you feel confident navigating your own Medicare enrollment choices without professional assistance?

Pennsylvania residents can access free, unbiased Medicare plan comparisons through the PA MEDI program during the current open enrollment period. Counselors help older adults evaluate plan options and financial assistance programs without selling insurance products.

Why it matters

Choosing the right Medicare coverage involves complex decisions about networks, drug costs, and supplemental benefits that impact long-term health and budget stability. Seeking guidance through state-operated programs ensures that individuals receive neutral advice rather than sales-driven recommendations.

The PA MEDI program utilizes a network of 52 local Area Agencies on Aging to deliver standardized plan comparison services to state residents. The effectiveness of these interventions in reducing out-of-pocket costs remains an area of ongoing evaluation.

The players

Pennsylvania Department of Aging

The state agency responsible for overseeing programs and resources that support older adults, including the PA MEDI service network.

The details

PA MEDI counselors perform comprehensive plan reviews that evaluate provider networks, drug formularies, and prior authorization requirements to match plans with personal health needs. They also screen individuals for eligibility in state and federal cost-savings programs such as PACE, PACENET, and Extra Help. By design, these counselors do not sell insurance or endorse specific agents, ensuring their assistance remains focused solely on beneficiary needs.

Timeline

  1. Medicare open enrollment runs from October 15, 2026, to December 7, 2026.

  2. The PA MEDI toll-free helpline is available from 8 a.m. to 5 p.m.

Health Landscape

The PA MEDI program functions within the constraints and opportunities established by the annual Medicare Open Enrollment period. This state-level guidance serves as a critical counterbalance to the aggressive marketing typically encountered by seniors during this high-stakes selection window.

If you are comparing coverage, schedule a review early to ensure you have time to weigh the costs of drug formularies and provider networks before the December deadline. You can reach a counselor by calling 1-800-783-7067 to discuss your specific needs with a neutral expert.

The takeaway

Understanding how your Medicare plan aligns with your current health needs is a vital annual task for older adults. Reach out to a PA MEDI counselor to discuss your specific plan requirements before the enrollment window closes on December 7.

Further reading

Learn more about navigating your coverage options on our Senior Health page.

More information

To connect with a local counselor or access online resources, visit Pennsylvania Department of Aging services.

Live Poll

Do you feel confident navigating your own Medicare enrollment choices without professional assistance?