DC 37 Retirees Settled GHI Co-Pay Claims
Public-sector retirees in New York City can now seek reimbursement for specific medical co-pays.
Updated on Oct. 6, 2026 in Senior Health

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District Council 37 union members enrolled in the GHI Senior Care plan are eligible for payouts from a $53 million settlement. The agreement covers $15 medical co-pays incurred between January 2022 and January 2023.
Why it matters
This settlement provides financial relief to 250,000 public-sector retirees in New York City who were charged unauthorized co-pays for medical visits and treatments during the specified one-year period.
The $53 million settlement accounts for medical co-pays charged to 250,000 retirees under the GHI Senior Care plan. Reimbursement amounts vary based on documentation, with some participants receiving over $1,000.
The players
District Council 37
A major New York City municipal labor union representing public-sector employees and retirees.
GHI Senior Care
An EmblemHealth insurance plan providing medical coverage for public-sector retirees.
The details
Retirees must submit documentation to receive reimbursement for the $15 medical co-pays charged during the eligible window. Those unable to provide receipts can still claim 40 percent of their costs, up to a maximum payout of $100. The process ensures that members of the New York City public-sector union are compensated for costs that were previously contested under the health plan terms.
Timeline
January 2022 to January 2023 was the period of eligible medical co-pay charges.
Summer 2026 marks the finalization of the settlement.
Health Landscape
This settlement marks a departure from the 2022 GHI Senior Care plan medical billing guidelines by addressing previously charged co-pays for union members. The resolution reflects broader trends in labor union oversight of retiree benefit structures and provider billing compliance.
Retirees in New York City should gather their medical receipts from 2022 to verify their eligibility for a full refund of $15 co-pays. Those without records should confirm their status for the 40 percent partial reimbursement to ensure they receive appropriate compensation.
The takeaway
The $53 million settlement underscores the importance of maintaining detailed records of all medical expenses and co-pays. If you are a District Council 37 retiree, review your health plan communications to confirm your eligibility status for the pending settlement payouts.
Further reading
For additional context on managing medical coverage in retirement, see our guide on Senior Health.
Source note: This article includes information reported by The Chief.
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